Having an accident by an uninsured driver is a stressful situation that may leave you injured, confused, and unsure what to do next. You might think of getting compensation for the damage done or hiring a car accident attorney. But what if the other driver is uninsured?
The process may be difficult. Insurance companies don’t always have your best interests at heart. Worse, they may try to avoid paying for your injuries.
Much of what you will have to face after getting into a car accident depends on what you do and what you do not do right after the accident. Consulting an experienced and competent car accident lawyer is the best way you can opt to make the most out of your uninsured motorist claim.
The Process of Uninsured Motor Coverage
First, you’ll need to call the police to the scene and seek out medical help. After, your next step should be to contact your insurance company and report the accident right away. Tell them that the other driver was not insured.
The accident will be investigated by your insurance company using police reports and any witness reports that will decide who was at fault. If the reports determine that it was the other driver’s fault, you will have to place an uninsured driver request against your insurance company for as much compensation as required.
Why an Attorney is Important
In an ideal world, the insurance companies are supposed to look out for your best interest. But that happens only when your insurance company is dealing with another insurance company. But your interests may conflict with the insurance company.
For a money-saving approach, your insurance company will try to minimize the amount it has to pay you and even act in bad faith. That means your insurance company may have violated their contract with you, which means you may have grounds for a lawsuit.
If you find it hard to deal with the insurance adjuster who is looking to drop your claim, hiring a lawyer to help you seek the amount you owe can be the best idea. A competent car accident lawyer is well aware of how to collect and put up the facts, which documents to show and retain, and any option that will increase your chances of maximizing the amount out of your claim.
Get a Car Accident Attorney Right Now
If you are caught up in an accident by an insured driver and looking for an experienced car accident attorney, you can contact us. The car accident lawyers at Louthian Law Firm, P.A. are very experienced in dealing with uninsured driver claims and helping people get due compensation from insurance companies.
We offer free consultations for those dealing with serious injuries following an accident with an uninsured driver. If you’re struggling to take the next steps for your claim, we’re ready to help. Reach out by calling 803-454-1200 or by filling out the following online contact form.
Bert Louthian has been practicing law in Columbia with his father, Herb, since 1985. After receiving his Juris Doctorate from the University of South Carolina, Bert launched his legal career in his father’s firm. With 80 years of legal experience between them, Louthian Law, P.A. remains Family-Owned and Family-Focused.
Bert understands that when life goes wrong – when you or someone you love gets hurt or suffers a loss, it can feel like nothing will ever be right or fair again. He gets up and goes to work every day to prove that feeling wrong – and does everything in his power to make things right again.