West Columbia Car Accident Lawyer

When a serious accident has caused you to suffer catastrophic injury you can hold the liable party accountable for what they’ve done. Get help from a dedicated car accident lawyer in West Columbia.

Car accidents are known for producing severe injuries. It is not uncommon for victims to endure spinal cord injuries, bone breaks, loss of limbs, post-traumatic stress disorder (PTSD), traumatic brain damage, and other debilitating injuries. When someone else’s carelessness causes your injuries, you can make sure they pay for their negligence.

A driven West Columbia car accident lawyer at Louthian Law Firm, P.A. could help you through this difficult time in your life. We describe more about the West Columbia car accident claims process and what negotiations with the insurance company typically look like below. 

Car Accident Claims Process in West Columbia

The West Columbia car accident claims process can be quite complicated. There are several steps you’ll need to take if you hope to win your civil claim.

First and foremost your car accident lawyer will need to figure out who is culpable for causing your accident. As part of that process, we will gather the evidence we need to support your case. 

From there, it will be up to your lawyer to figure out how much your lawsuit is worth. This should include a complete evaluation of the ways your life has been turned upside down by the accident you were involved in. Once your lawsuit has a monetary value, it’s time to file a claim with the insurance company

In some cases, you may be able to avoid bringing you case to court if the insurance company settles your claim fairly. However, this is not always possible and you should always prepare for the possibility of going to court. Should your case wind up in court, your lawyer will then be tasked with proving a preponderance of the evidence showing the accused party is liable for your injuries.

Negotiating Your West Columbia Car Accident Settlement

As part of the claims process, your lawyer will need to negotiate with the insurance company. A couple of things can complicate these negotiations. One, the insurance company is going to be looking for opportunities to reduce your injury settlement in the hopes of protecting their profit margin. Your car accident lawyer in West Columbia will be able to handle any tactics that might come their way.

The second is the insurance company only needs to pay out the highest limit of the policyholder’s policy. This means if you have medical expenses amounting to over $100,000 but the liable party’s insurance policy only provides coverage for up to $50,000, you’ll need to bring your case to court to recoup those other costs. 

Discuss Your Case with a Car Accident Lawyer in West Columbia

Interested in learning more about whether you have grounds for a car accident claim? Call an experienced West Columbia car accident lawyer at Louthian Law Firm, P.A. to secure the exceptional legal representation you need to win. Schedule your free, no-obligation case review by phone at 803-454-1200 or through the online contact form we have included at the bottom of this page.