Columbia Personal Injury Lawyer

A serious injury will take a lasting toll on your life and cause permanent health issues, financial hardship, and emotional trauma for you and your loved ones. You may have been wronged by someone’s carelessness. But how do you seek compensation for that?

If you were hurt by another person’s careless actions, the lawyers at Louthian Law Firm, P.A. can help you get your life back on track. We will represent your claim, no matter how serious, working tirelessly to win you the compensation you deserve.

Types of Columbia Personal Injury Claims

When you’re considering legal action, you need to know your claim type. Every claim is different, and one claim may be impacted by state laws when another may not. For example, you may be dealing with insurers if you were the passenger in a motorcycle accident, but that may change if you were hurt because of a doctor’s mistake.

Because your claim type will impact how we approach your claim, it’s important to understand the difference before proceeding. Below are just a few of the claim types we can help you pursue:

• Motor vehicle accidents involving cars, trucks, and motorcycles
• Medical malpractice
• Wrongful death
• Slip-and-fall accidents
• Defective products

Who’s Liable for My Injuries?

When you’re seriously injured, you need to know more than your claim type. You also need to know who caused your injuries, and who’s financially responsible for those losses. But that can get a little confusing—you may be unsure who caused your injuries, and they’re not always the person who will pay for your injuries.

For example, you may have been hurt in a slip-and-fall accident. You fell in a store because a store employee didn’t clean up or warn you about the slippery floor. The employee may have been responsible for your fall. But that doesn’t mean they’re financially liable for it.

Often, liability falls on the property owner, who is responsible for keeping the premises safe. But they may not have been present when the accident happened. Because of this, you may need to speak with your Columbia personal injury lawyer about determining who’s at fault and, more importantly, who’s financially liable.

Dealing with Insurance Companies After an Injury

In some situations, you may deal not with the at-fault party directly, but with their insurance company. This is especially true when dealing with car accidents, though other cases may involve insurance policies.

Insurance should make your financial recovery easier. The company should pay for the losses you’ve suffered and help you make a full recovery. But often, these companies are more focused on their own profits. That means they may use bad-faith tactics to avoid paying for your injuries.

Worried about facing the insurance company yourself? Your Columbia personal injury lawyer will help you seek a fair settlement, or they can help you file a lawsuit for bad-faith tactics if the insurer refuses to act in good faith.

Compensation for a Personal Injury Claim

After your injury, you need funds to help you recover from your injuries. But determining what your claim is worth is no simple addition. You may be unsure what your losses caused by the accident, or damages, are worth. Without the right tools, it’s easy to make a mistake, which is where an experienced attorney is key. They have the tools and experience to calculate for all losses, including the intangible.

Below are some damages you may be eligible to seek because of your injuries:

• Economic Damages – When you’re injured by someone’s negligence, it can be costly. You may have medical bills, car repairs, lost wages, and other financial losses that need coverage.
• Non-Economic Damages  – Not all your losses are financial. You may have suffered mental and emotional loss, like pain and suffering. Your Columbia personal injury lawyer will help you calculate these intangible losses and get compensated.
• Punitive Damages – Rather than compensating you, punitive damages are supposed to punish the at-fault party for wanton negligence or intentional harm. These damages are meant to deter Columbia residents from repeating such actions in the future.