The arrival of ridesharing apps has revolutionized transportation, but car accidents remain a huge problem. If you’ve been hurt and suffered damages, a Lyft accident lawyer in Columbia can help.
For as much change as rideshare apps and companies like Lyft and Uber have brought, they are not without problems. Far from criticizing the talents of individual drivers, it’s important to recognize the fact that an accident can still occur at any time, even if you’re in a Lyft instead of your own car.
Issues concerning liability and insurance can become tough to unpack after a vehicle accident, but a Columbia Lyft accident lawyer from Louthian Law Firm, P.A. can help you increase your chances of recovering a full settlement.
How Lyft Accident Insurance Works in South Carolina
South Carolina law sets minimum insurance requirements that any of the millions of drivers on our state’s roads and highways are required to follow.
In the case of an accident with a Lyft driver, various levels of insurance may be involved—from the driver’s own personal insurance policy all the way up to Lyft’s own insurance.
Let’s start with the basics. In South Carolina, all drivers are law-bound to carry a minimum of $25,000 per person and $50,000 in total of bodily injury coverage. This is the policy that kicks into play if you suffer a wreck with another South Carolina driver and are left with medical bills from your injuries.
Furthermore, motorists in the Palmetto State must also carry $25,000 in insurance for any damages they can cause to the property of others—primarily, vehicles.
If a Lyft driver is driving around with the app turned off and you get in a crash with them, this is the only insurance that will apply.
If the app is turned on or they are actively driving you/on their way to pick another passenger, then Lyft’s $1 million third-party liability policy may very well apply. Other times, another driver or party altogether might be responsible for your damages, and filing a claim against Lyft won’t be an option.
As can be appreciated, the amount of compensation available to you can depend on the nature and circumstances of your Lyft accident. Often, it can be difficult to prove who’s liable for your injuries, why, and for how much.
When you suffer injuries in a Lyft accident, an experienced attorney from our firm can help you file your claim and increase your odds of recovering a full settlement.
How Long Do I Have to File a Claim?
Filing a claim against all persons and entities involved in your Lyft accident can help you get cash for your medical bills, lost income, and even emotional suffering in the aftermath of the incident.
One of the most important considerations for filing a Lyft accident claim is the timeline. In South Carolina, the statute of limitations on recovery for personal injury claims like car accidents is generally three years from the date of the accident.
This means that filing your claim after this important legal deadline has passed could mean giving up your right to recover a financial settlement.
For that reason, it’s important to reach out to a Lyft accident lawyer as soon as possible after your accident in order to ensure that your rights are protected.
Contact a Lyft Accident Lawyer in Columbia Today
Injured in a Lyft accident? A Columbia Lyft accident lawyer from Louthian Law Firm, P.A. can help you understand all legal options and remedies, and even help you maximize your Lyft accident settlement.
Don’t wait—give us a call at 803-454-1200 or fill out the form below to get started today.