Mr. Louthian and the Louthian Law Firm provided me with excellent legal services regarding a legal issue with a major corporation.Errick Bethel Sr.
They were very down to earth and friendly, but they meant business. I would definitely recommend them. Thank you, attorney Bert Louthian!Keiron Gibson, Keianna Dukes & Ann Dukes
Outstanding customer care. Very professional and handled my case in a timely manner.Johnny Jackson
If you have significant injuries or monetary damages, and you were not at fault in the accident, it can be in your best interests to consult an accident attorney in order to obtain a fair settlement. If you have tried on your own to work things out and the insurer is refusing to pay your claim or to pay what you believe you are owed, then it may be time to seek legal advice, but keep time limits in mind. If you have only one year, do not let your time expire before you seek help from an attorney if the insurance company will not resolve things to your satisfaction.
You do have other options, such as choosing to go it alone in small claims court or “regular” civil court, which allows you to sue for larger amounts of money. However, you will be on your own and will need to do everything yourself. If you have sustained serious injuries or are owed a lot of money, you may find the process daunting.
Working with an attorney has certain advantages. Lawyers know the loopholes and the “gotchas.” They understand how insurance companies operate, and they can read the documents you will receive from the insurance company with different eyes than you could. A good attorney will keep you from signing something that is not in your best interests.
An attorney will also take care of the day-to-day legal details. That means you will not have to spend time coming up to speed on what you need to know to fight the insurance company. Instead, you can get back to your life and concentrate on healing.
An experienced lawyer can help you recover medical expenses, lost wages, money for car repairs or car replacement, and, in some cases, damages if a loved one was killed in the accident. It is generally in your best interests to hire a lawyer at the earliest moment you realize you will need help.
It’s likely that you have been in at least one car accident. Automobile accidents do happen to virtually all of us—over a lifetime, the odds are that you will experience three to four crashes. The odds are also good that any accidents you have will be relatively minor. In 2009, the numbers said that only 3 out of every 1,000 accidents involved a fatality.
If you’ve ever had the misfortune to be involved in a car accident, you know the hurt your pocketbook suffers can be significant, what with auto and health insurance deductibles, lost wages, and the costs of a rental car or replacement vehicle. Roughly 10 million accidents happen each year, running the gamut from fender-benders to multi-car pileups on an interstate, and these accidents produce close to $1 trillion in economic losses as well as human costs that result from loss of life, pain and suffering, and the difficulties in going on with one’s life after sustaining injuries.
Speaking of injuries, approximately 3.9 million non-fatal injuries occurred as a result of those 10 million accidents, with 24 million damaged vehicles. The number of folks who went to the emergency room because of an accident amounted to an estimated 2.5 million.
Okay, you’ve got the picture. Now, what do you do if you’re in an automobile accident?
If life-threatening injuries are in the picture, calling 911 is your first responsibility. Nothing else takes precedence over saving a life or alleviating suffering. However, if you, or someone in your vehicle, are able to do so, the following points list what you should do after an accident. We know that taking care of these steps after the shock and trauma of an accident can be very difficult, but it is critical that you do so:
Just as there is a list of recommended actions to take after an accident, there are also suggestions of what not to do afterward. Some of these precautions are especially worth keeping in mind if you think you might want to proceed with a lawsuit:
Most importantly—don’t lie. Don’t lie to the police, to an insurance company, or on any forms you fill out. Always tell the truth.
In some South Carolina car accidents, the victims’ recovery is complicated by dealing with a bureaucratic or hostile insurance company. If an insurance company refuses to pay a valid South Carolina car accident claim, it’s called insurance bad faith, and it is illegal. An experienced car accident lawyer can help you hold the insurance company to its end of the bargain and collect the compensation you are entitled to. At the Louthian Law Firm we have defended the rights of accident victims and other injured South Carolinians since 1959, and we’re committed to providing personalized service to you while aggressively going after wrongdoers. And because we know how financially devastating an accident can be, we never charge you a dime until your case is won.
For a free evaluation of your car accident case, call our toll-free number at (803) 454-1200. You can also fill out our online contact form.