Seriously injured in a car accident? Is someone else at fault? Call a trusted car accident lawyer in Charleston for help.
Although car accidents are common, no one is prepared for them. When an accident does happen, the victim is left in pain, traumatized, and overwhelmed. The aftermath of an auto accident is chaotic, and victims often have no idea what their next steps should be.
If this has happened to you, start by calling an experienced Charleston car accident lawyer at Louthian Law Firm, P.A. We can help you get through this. We’ll handle the insurance company and injury lawsuit process so you can focus your energy on getting better.
Continue reading to learn more about who might be found at fault for your car accident and how the car insurance claim process works after a car accident in Charleston.
Fault for Car Accidents in Charleston
Figuring out who caused your car accident is critical. This is the party who will need to compensate you for your injuries and suffering.
Driver negligence is the most common cause of car accidents across Charleston and the state of South Carolina. Some examples of driver negligence include the following:
But driver negligence is not the only cause of car accidents in Charleston. Sometimes, car parts are defective and malfunction, causing a collision. Other times, the roadways are hazardous. In cases like these, auto parts manufacturers and government agencies, respectively, could be at fault.
To help you understand who is at fault for your injuries, your car accident lawyer in Charleston will thoroughly review the details of your case and conduct an in-depth investigation to identify every possible at-fault party.
How Insurance Works after a Charleston Car Accident
When you’ve been involved in an accident, do you know whose insurance to file your claim with? Because South Carolina is a fault state for car accidents and insurance purposes, the claim is likely going to end up with the at-fault party’s insurer whether you file with them directly or go through your own insurance.
After your claim is filed, the at-fault party’s insurance company will likely look for every opportunity to reduce the amount of your settlement. Remember—the more they pay you, the more money their company loses. That’s why they try to take advantage of car accident victims. But your lawyer will be there to protect you from greedy insurers and their dishonest tactics.
Also, the insurance company is only required to pay out up to the highest limit of the insured’s policy. And the insurer will likely only provide repayment for things like property damage and medical expenses.
So if your medical bills exceed the policyholder’s limit and the accident has affected your life in ways other than medical expenses and car repairs, a civil lawsuit may be the next step for your case. We can help with that, too.
Contact a Car Accident Lawyer in Charleston
You’ve been through so much already. It’s time to take charge of your recovery. Get help bringing the at-fault party to justice when you call a respected Charleston car accident lawyer at Louthian Law Firm, P.A.
We are proud to offer free consultations to car accident survivors. Take advantage of this opportunity by calling 803-454-1200 or completing the online contact form below. Don’t wait—get started on your case today.